You are in the
2015 scheme

Yearly build up

How it works

Every year

As a member, you build up a 'cube' of pension each year.

This is calculated as:
Pensionable earnings

1/55.3 (accrual rate)

Pension earned in year

Over time

Any pension cubes you had already built up in the police pension scheme would also be revalued to ensure that they keep up with the cost of living.

These are added to the new pension you build up.

Graphic showing how your pension builds

At retirement you can take some of the value of your pension as a lump sum and the remainder as a monthly income. Find out more about taking a lump sum in the commutation lump sum section of the website.