Added pension
At a glance
If you decide that you would like to boost your pension, you can make added pension contributions. The maximum amount of added pension that you can buy is limited.
For the 2026/27 year added pension that can be purchased is limited to £9,044. This amount is reviewed annually.
You are in the
2015 scheme
Choosing what to boost
Pension and death benefits
With added pension you can choose to boost either:
- Your pension only
- Your pension and death benefits
A choice of contribution
Choosing your payments
Regular payments
If you want to buy added pension through regular payments, you’ll need to tell the scheme manager how long you want to make the payments and how much you want to pay each time.
You can choose to pay a fixed amount each pay period, or a percentage of your pensionable earnings and your employer will deduct the agreed amount from your salary for the chosen period.
Added pension contributions are deducted form your pay and you will automatically receive tax relief on these amounts.
One-off payments
If you have been a member of the police pension scheme for at least 12 months, each year you can select to make a one-off payment to buy added pension.
How it works
Calculating added pension
The amount of added pension you can buy depends on your age and is determined by some factors that are set by the government actuary department.
You can choose the amount of added pension you want by either selecting the amount you can afford to pay, or the amount of added pension you want to receive.
How much could you buy?
Use this quick calculator to find out how much added pension you could buy.
Your details
*Enter the age you were on 1 April before the payment is going to be made. This is the start of the scheme year.
Gender
Added pension for:
Payment type
This calculator is for illustration purposes only. If you are considering buying added pension you should speak with your administrator who will provide you with a formal quotation. Added pension can also be purchased by making regular payments.
Receiving the benefit
Taking your added pension
Any added pension you buy is revalued in line with the pension increase act until you choose to take it.
At retirement you can take your added pension at the same age as your 2015 pension. Find out more in the when can you retire section.
The numbers
Added pension factors
See the full table of factors used for calculating added pension in the resources section.
- Added pension factors – pension only
- Added pension factors – pension and death benefits