Your police pension
Changes from 1 October 2023
After 1 October 2023, eligible members of the police pension scheme will be given choices about the benefits they receive for service between 1 April 2015 and 31 March 2022. This is the Remedy Period and these choices are referred to as ‘remedy’ – you may have also heard them linked to the ‘McCloud’ review.
Understanding your choices
Are you affected?
Not all members are affected by the remedy period. Members that are eligible must:
Have been in pensionable service on or before
31 March 2012; and
Had pensionable service between 1 April 2015
to 31 March 2022; and
Not have a gap in service of 5 years or more
(known as a disqualifying break).
Pensionable service does not have to have been in the police pension scheme, it could also have been in another relevant public service pension scheme.
What is remedy?
In April 2015, a new pension scheme
(called PPS 2015) was introduced.
Most members moved to this new scheme in April 2015. As part of the roll out of the new scheme, members closest to their normal pension age were given ‘protection’ and remained in their legacy scheme after April 2015. This protection period ran from 1 April 2015 and ended for all members at 31 March 2022. This time period is now known as the ‘Remedy period’.
After a legal challenge, the courts determined that these protections were age discriminatory and not fair to all members
of the pension scheme i.e. younger members in the scheme were missing out on additional years of benefits from the original pension schemes.
1 April 2015 – 31 March 2022
You were put into a scheme based on your age and service.
You didn’t have a choice.
1 April 2015 – 31 march 2022
You can choose the scheme that is right for you.
When will I hear
more about remedy?
• If you retired during the Remedy Period, your pension administrator will contact you with more information. This could be anytime between October 2023 and March 2025.
• If you are still in service and a member of the pension scheme, you’ll receive further information from your scheme administrator next August. You don’t need to take any action now.
• If you are in service but intend to retire before August 2024, please use the calculator on this site to estimate your benefits. And please provide at least 3 months’ notice to ensure your benefits are calculated and you can have a choice when you leave.