At a glance

In serious cases, a police pension can be reduced or partially withheld following a criminal conviction that is connected to police service.

This is known as pension forfeiture. It is not automatic and involves a formal process with checks, evidence requirements, and a decision made at national level.

You are in the
2015 scheme

1 icon

An explanation

What is forfeiture?

You may have part of your benefits withheld either permanently or temporarily by the police pension authority if you are convicted of:

  • One or more offences under the Official Secrets Acts for which you have been sentenced on the same occasion:
    • to at least 10 years’ imprisonment; or
    • two or more consecutive terms of imprisonment which add up to at least 10 years or; 
  • An offence committed in connection with your service as a member of a police force which is certified by the Home Secretary either to have been gravely injurious to the interests of the State or to be liable to lead to a serious loss of confidence in the police force (e.g. conspiracy to pervert the course of justice).

Forfeiture is governed by Part 13, Chapter 5 of the Police Pension Regulations 2015.

Your pension from any of the police pension schemes can be reduced by a maximum of 65% under these rules.

 

2 icon

The key stages

What happens if a case is considered for forfeiture?

A case is identified locally 

  • The police force considers whether the case meets the threshold for forfeiture

An application is made to the Home Office

  • The application usually includes:
    • Details of the conviction and sentence
    • Evidence showing how the offence is connected to police service
    • Relevant background information (such as sentencing remarks)

The Home Secretary considers the case

  • The Home Secretary decides whether to issue a forfeiture certificate
  • This certificate confirms whether the offence meets the legal test for forfeiture

The relevant police pension supervising authority decides the pension reduction

  • If forfeiture applies, it can be a partial reduction of pension benefits
  • It is limited to a maximum of 65% of the pension
  • The remaining 35% is protected as is reflects the contribution that the member has made
3 icon

If you don't agree

Appeals

Decisions can be appealed via the crown court. The first step in an appeal would be to speak with your police authority.